On paper and from what I see on the news and hear people say, they make sense, but I, personally, have not been affected (in any forseeable way directly anyway) by any of the governments decisions, even during the recession.
In fact it was during the recession a few years back that I got my first job, and these talks on banks and shit haven't affected me one iota. Am I the only one, cos from what I hear everywhere, it seems like it.
Sorry to hear you have trouble getting even a voluntary job squirrell, but just keep pushing at things, talk to everyone you know and keep an ear out for any opportunities you can get, you never know, even the most boring or unlikable person you know might mention that their friend or relative is looking for a worker or something